LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,154
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,217
−HK$1,079/mo
Today · 4.125%
HK$36,296
baseline
▲ 0.50% · 4.625%
HK$38,504
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,592/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,996
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,034/mo
Today · 4.125%
HK$40,049
baseline
▲ 0.50% · 4.625%
HK$42,160
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,098/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,985
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,260
−HK$1,295/mo
Today · 4.125%
HK$43,555
baseline
▲ 0.50% · 4.625%
HK$46,205
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,110/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,595
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,818
−HK$1,241/mo
Today · 4.125%
HK$48,059
baseline
▲ 0.50% · 4.625%
HK$50,592
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,118/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,816
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,303
−HK$1,511/mo
Today · 4.125%
HK$50,814
baseline
▲ 0.50% · 4.625%
HK$53,906
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$101,628/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,195
−HK$2,873/mo
▼ 0.25% · 3.875%
HK$54,621
−HK$1,447/mo
Today · 4.125%
HK$56,068
baseline
▲ 0.50% · 4.625%
HK$59,024
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.48M · min. income ≈ HK$112,136/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,477
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,390
−HK$1,943/mo
Today · 4.125%
HK$65,333
baseline
▲ 0.50% · 4.625%
HK$69,308
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,666/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,393
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,227
−HK$1,861/mo
Today · 4.125%
HK$72,088
baseline
▲ 0.50% · 4.625%
HK$75,888
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,176/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,683 · Scale 2, in force from 26 Feb 2026)