LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,156
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$1,079/mo
Today · 4.125%
HK$36,298
baseline
▲ 0.50% · 4.625%
HK$38,507
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,596/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,998
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,018
−HK$1,033/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,163
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,987
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,262
−HK$1,296/mo
Today · 4.125%
HK$43,558
baseline
▲ 0.50% · 4.625%
HK$46,208
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,116/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,598
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,821
−HK$1,241/mo
Today · 4.125%
HK$48,062
baseline
▲ 0.50% · 4.625%
HK$50,595
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,124/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,819
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,306
−HK$1,511/mo
Today · 4.125%
HK$50,817
baseline
▲ 0.50% · 4.625%
HK$53,910
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,634/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,198
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,625
−HK$1,447/mo
Today · 4.125%
HK$56,072
baseline
▲ 0.50% · 4.625%
HK$59,028
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,144/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,481
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,394
−HK$1,943/mo
Today · 4.125%
HK$65,337
baseline
▲ 0.50% · 4.625%
HK$69,312
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,674/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,397
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,232
−HK$1,861/mo
Today · 4.125%
HK$72,093
baseline
▲ 0.50% · 4.625%
HK$75,893
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,186/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,718 · Scale 2, in force from 26 Feb 2026)