LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,157
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,219
−HK$1,080/mo
Today · 4.125%
HK$36,299
baseline
▲ 0.50% · 4.625%
HK$38,507
+HK$2,208/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,598/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,999
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,018
−HK$1,034/mo
Today · 4.125%
HK$40,052
baseline
▲ 0.50% · 4.625%
HK$42,163
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,104/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,988
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,263
−HK$1,296/mo
Today · 4.125%
HK$43,559
baseline
▲ 0.50% · 4.625%
HK$46,209
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,118/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,599
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,822
−HK$1,241/mo
Today · 4.125%
HK$48,063
baseline
▲ 0.50% · 4.625%
HK$50,596
+HK$2,533/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,126/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,820
−HK$2,998/mo
▼ 0.25% · 3.875%
HK$49,307
−HK$1,511/mo
Today · 4.125%
HK$50,818
baseline
▲ 0.50% · 4.625%
HK$53,910
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,636/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,199
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,626
−HK$1,447/mo
Today · 4.125%
HK$56,073
baseline
▲ 0.50% · 4.625%
HK$59,029
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,146/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,482
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,395
−HK$1,943/mo
Today · 4.125%
HK$65,338
baseline
▲ 0.50% · 4.625%
HK$69,313
+HK$3,975/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,676/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,398
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,233
−HK$1,861/mo
Today · 4.125%
HK$72,094
baseline
▲ 0.50% · 4.625%
HK$75,894
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,188/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,728 · Scale 2, in force from 26 Feb 2026)