LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,157
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,220
−HK$1,079/mo
Today · 4.125%
HK$36,299
baseline
▲ 0.50% · 4.625%
HK$38,508
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,598/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,000
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,019
−HK$1,034/mo
Today · 4.125%
HK$40,053
baseline
▲ 0.50% · 4.625%
HK$42,164
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,106/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,989
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,264
−HK$1,295/mo
Today · 4.125%
HK$43,559
baseline
▲ 0.50% · 4.625%
HK$46,210
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,118/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,600
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,823
−HK$1,240/mo
Today · 4.125%
HK$48,063
baseline
▲ 0.50% · 4.625%
HK$50,597
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,126/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,820
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,308
−HK$1,511/mo
Today · 4.125%
HK$50,819
baseline
▲ 0.50% · 4.625%
HK$53,911
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,638/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,200
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,626
−HK$1,448/mo
Today · 4.125%
HK$56,074
baseline
▲ 0.50% · 4.625%
HK$59,030
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,148/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,483
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,396
−HK$1,943/mo
Today · 4.125%
HK$65,339
baseline
▲ 0.50% · 4.625%
HK$69,315
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,678/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,400
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,234
−HK$1,861/mo
Today · 4.125%
HK$72,095
baseline
▲ 0.50% · 4.625%
HK$75,895
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,190/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,736 · Scale 2, in force from 26 Feb 2026)