LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,158
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,221
−HK$1,079/mo
Today · 4.125%
HK$36,300
baseline
▲ 0.50% · 4.625%
HK$38,509
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,600/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,001
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,020
−HK$1,034/mo
Today · 4.125%
HK$40,054
baseline
▲ 0.50% · 4.625%
HK$42,165
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,108/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,990
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,295/mo
Today · 4.125%
HK$43,560
baseline
▲ 0.50% · 4.625%
HK$46,211
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,120/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,601
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,240/mo
Today · 4.125%
HK$48,064
baseline
▲ 0.50% · 4.625%
HK$50,598
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,128/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,821
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,309
−HK$1,511/mo
Today · 4.125%
HK$50,820
baseline
▲ 0.50% · 4.625%
HK$53,912
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,640/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,201
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,628
−HK$1,447/mo
Today · 4.125%
HK$56,075
baseline
▲ 0.50% · 4.625%
HK$59,031
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,150/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,485
−HK$3,855/mo
▼ 0.25% · 3.875%
HK$63,397
−HK$1,943/mo
Today · 4.125%
HK$65,340
baseline
▲ 0.50% · 4.625%
HK$69,316
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,680/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,401
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,235
−HK$1,861/mo
Today · 4.125%
HK$72,096
baseline
▲ 0.50% · 4.625%
HK$75,897
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,192/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,748 · Scale 2, in force from 26 Feb 2026)