LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,160
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,222
−HK$1,080/mo
Today · 4.125%
HK$36,302
baseline
▲ 0.50% · 4.625%
HK$38,511
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,604/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,002
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,021
−HK$1,034/mo
Today · 4.125%
HK$40,055
baseline
▲ 0.50% · 4.625%
HK$42,167
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,110/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,992
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,267
−HK$1,295/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,603
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,826
−HK$1,240/mo
Today · 4.125%
HK$48,066
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,132/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,823
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,311
−HK$1,511/mo
Today · 4.125%
HK$50,822
baseline
▲ 0.50% · 4.625%
HK$53,915
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,644/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,203
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,630
−HK$1,448/mo
Today · 4.125%
HK$56,078
baseline
▲ 0.50% · 4.625%
HK$59,033
+HK$2,955/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,156/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,487
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,400
−HK$1,943/mo
Today · 4.125%
HK$65,343
baseline
▲ 0.50% · 4.625%
HK$69,319
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,686/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,404
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,239
−HK$1,861/mo
Today · 4.125%
HK$72,100
baseline
▲ 0.50% · 4.625%
HK$75,900
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,200/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,773 · Scale 2, in force from 26 Feb 2026)