LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,161
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,223
−HK$1,080/mo
Today · 4.125%
HK$36,303
baseline
▲ 0.50% · 4.625%
HK$38,512
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,606/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,003
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,034/mo
Today · 4.125%
HK$40,057
baseline
▲ 0.50% · 4.625%
HK$42,168
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,114/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,993
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,268
−HK$1,295/mo
Today · 4.125%
HK$43,563
baseline
▲ 0.50% · 4.625%
HK$46,214
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,126/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,604
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,827
−HK$1,241/mo
Today · 4.125%
HK$48,068
baseline
▲ 0.50% · 4.625%
HK$50,602
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,136/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,825
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,312
−HK$1,512/mo
Today · 4.125%
HK$50,824
baseline
▲ 0.50% · 4.625%
HK$53,916
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,648/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,205
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,632
−HK$1,447/mo
Today · 4.125%
HK$56,079
baseline
▲ 0.50% · 4.625%
HK$59,035
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,158/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,489
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,402
−HK$1,943/mo
Today · 4.125%
HK$65,345
baseline
▲ 0.50% · 4.625%
HK$69,321
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,690/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,406
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,241
−HK$1,861/mo
Today · 4.125%
HK$72,102
baseline
▲ 0.50% · 4.625%
HK$75,902
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,204/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,789 · Scale 2, in force from 26 Feb 2026)