LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,161
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$1,079/mo
Today · 4.125%
HK$36,303
baseline
▲ 0.50% · 4.625%
HK$38,512
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,606/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,004
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,023
−HK$1,034/mo
Today · 4.125%
HK$40,057
baseline
▲ 0.50% · 4.625%
HK$42,168
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,114/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,993
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,268
−HK$1,296/mo
Today · 4.125%
HK$43,564
baseline
▲ 0.50% · 4.625%
HK$46,215
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,128/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,604
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,828
−HK$1,240/mo
Today · 4.125%
HK$48,068
baseline
▲ 0.50% · 4.625%
HK$50,602
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,136/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,825
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,313
−HK$1,511/mo
Today · 4.125%
HK$50,824
baseline
▲ 0.50% · 4.625%
HK$53,917
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,648/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,205
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,632
−HK$1,448/mo
Today · 4.125%
HK$56,080
baseline
▲ 0.50% · 4.625%
HK$59,036
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,160/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,490
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,402
−HK$1,944/mo
Today · 4.125%
HK$65,346
baseline
▲ 0.50% · 4.625%
HK$69,322
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,692/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,407
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,241
−HK$1,862/mo
Today · 4.125%
HK$72,103
baseline
▲ 0.50% · 4.625%
HK$75,903
+HK$3,800/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,206/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,795 · Scale 2, in force from 26 Feb 2026)