LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,162
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,224
−HK$1,080/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,513
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,004
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,024
−HK$1,034/mo
Today · 4.125%
HK$40,058
baseline
▲ 0.50% · 4.625%
HK$42,169
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,116/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,994
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,269
−HK$1,296/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$46,215
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,605
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,828
−HK$1,241/mo
Today · 4.125%
HK$48,069
baseline
▲ 0.50% · 4.625%
HK$50,603
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,138/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,826
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,314
−HK$1,511/mo
Today · 4.125%
HK$50,825
baseline
▲ 0.50% · 4.625%
HK$53,918
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,650/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,206
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,633
−HK$1,448/mo
Today · 4.125%
HK$56,081
baseline
▲ 0.50% · 4.625%
HK$59,037
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,162/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,491
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,404
−HK$1,943/mo
Today · 4.125%
HK$65,347
baseline
▲ 0.50% · 4.625%
HK$69,323
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,694/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,408
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,243
−HK$1,861/mo
Today · 4.125%
HK$72,104
baseline
▲ 0.50% · 4.625%
HK$75,905
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,208/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,806 · Scale 2, in force from 26 Feb 2026)