LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,162
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,225
−HK$1,079/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,513
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,005
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,024
−HK$1,034/mo
Today · 4.125%
HK$40,058
baseline
▲ 0.50% · 4.625%
HK$42,170
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,116/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,994
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,270
−HK$1,295/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$46,216
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,606
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,241/mo
Today · 4.125%
HK$48,070
baseline
▲ 0.50% · 4.625%
HK$50,604
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,140/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,827
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,511/mo
Today · 4.125%
HK$50,826
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,652/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,207
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,448/mo
Today · 4.125%
HK$56,082
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,164/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,492
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,404
−HK$1,944/mo
Today · 4.125%
HK$65,348
baseline
▲ 0.50% · 4.625%
HK$69,324
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,696/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,409
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,244
−HK$1,861/mo
Today · 4.125%
HK$72,105
baseline
▲ 0.50% · 4.625%
HK$75,906
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,210/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,814 · Scale 2, in force from 26 Feb 2026)