LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,162
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,225
−HK$1,080/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,514
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,005
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,034/mo
Today · 4.125%
HK$40,059
baseline
▲ 0.50% · 4.625%
HK$42,170
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,118/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,995
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,270
−HK$1,296/mo
Today · 4.125%
HK$43,566
baseline
▲ 0.50% · 4.625%
HK$46,216
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,132/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,606
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,829
−HK$1,241/mo
Today · 4.125%
HK$48,070
baseline
▲ 0.50% · 4.625%
HK$50,604
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,140/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,827
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,315
−HK$1,512/mo
Today · 4.125%
HK$50,827
baseline
▲ 0.50% · 4.625%
HK$53,919
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,654/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,207
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,634
−HK$1,448/mo
Today · 4.125%
HK$56,082
baseline
▲ 0.50% · 4.625%
HK$59,038
+HK$2,956/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,164/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,492
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,405
−HK$1,943/mo
Today · 4.125%
HK$65,348
baseline
▲ 0.50% · 4.625%
HK$69,325
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,696/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,410
−HK$3,695/mo
▼ 0.25% · 3.875%
HK$70,244
−HK$1,861/mo
Today · 4.125%
HK$72,105
baseline
▲ 0.50% · 4.625%
HK$75,906
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,210/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,818 · Scale 2, in force from 26 Feb 2026)