LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,163
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,226
−HK$1,079/mo
Today · 4.125%
HK$36,305
baseline
▲ 0.50% · 4.625%
HK$38,515
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,610/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,006
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,025
−HK$1,034/mo
Today · 4.125%
HK$40,059
baseline
▲ 0.50% · 4.625%
HK$42,171
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,118/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,271
−HK$1,296/mo
Today · 4.125%
HK$43,567
baseline
▲ 0.50% · 4.625%
HK$46,217
+HK$2,650/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,134/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,607
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,831
−HK$1,240/mo
Today · 4.125%
HK$48,071
baseline
▲ 0.50% · 4.625%
HK$50,605
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,142/mo (50% DSR)
Upfront cash ≈ HK$6.55M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,828
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,316
−HK$1,512/mo
Today · 4.125%
HK$50,828
baseline
▲ 0.50% · 4.625%
HK$53,920
+HK$3,092/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,656/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,209
−HK$2,874/mo
▼ 0.25% · 3.875%
HK$54,636
−HK$1,447/mo
Today · 4.125%
HK$56,083
baseline
▲ 0.50% · 4.625%
HK$59,040
+HK$2,957/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,166/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,494
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,406
−HK$1,944/mo
Today · 4.125%
HK$65,350
baseline
▲ 0.50% · 4.625%
HK$69,326
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,700/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,411
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,246
−HK$1,861/mo
Today · 4.125%
HK$72,107
baseline
▲ 0.50% · 4.625%
HK$75,908
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,214/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,831 · Scale 2, in force from 26 Feb 2026)