LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,165
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,228
−HK$1,079/mo
Today · 4.125%
HK$36,307
baseline
▲ 0.50% · 4.625%
HK$38,517
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,614/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,008
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,027
−HK$1,035/mo
Today · 4.125%
HK$40,062
baseline
▲ 0.50% · 4.625%
HK$42,173
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,124/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,998
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,273
−HK$1,296/mo
Today · 4.125%
HK$43,569
baseline
▲ 0.50% · 4.625%
HK$46,220
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,138/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,610
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,833
−HK$1,241/mo
Today · 4.125%
HK$48,074
baseline
▲ 0.50% · 4.625%
HK$50,608
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,148/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,831
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,319
−HK$1,511/mo
Today · 4.125%
HK$50,830
baseline
▲ 0.50% · 4.625%
HK$53,923
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,660/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,211
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,638
−HK$1,448/mo
Today · 4.125%
HK$56,086
baseline
▲ 0.50% · 4.625%
HK$59,043
+HK$2,957/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,172/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,497
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,410
−HK$1,943/mo
Today · 4.125%
HK$65,353
baseline
▲ 0.50% · 4.625%
HK$69,330
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,706/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,415
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,249
−HK$1,862/mo
Today · 4.125%
HK$72,111
baseline
▲ 0.50% · 4.625%
HK$75,912
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,222/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,860 · Scale 2, in force from 26 Feb 2026)