LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,166
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,228
−HK$1,080/mo
Today · 4.125%
HK$36,308
baseline
▲ 0.50% · 4.625%
HK$38,517
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,616/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,009
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,028
−HK$1,034/mo
Today · 4.125%
HK$40,062
baseline
▲ 0.50% · 4.625%
HK$42,174
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,124/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,999
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,274
−HK$1,296/mo
Today · 4.125%
HK$43,570
baseline
▲ 0.50% · 4.625%
HK$46,221
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,140/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,611
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,834
−HK$1,241/mo
Today · 4.125%
HK$48,075
baseline
▲ 0.50% · 4.625%
HK$50,609
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,150/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,832
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,320
−HK$1,511/mo
Today · 4.125%
HK$50,831
baseline
▲ 0.50% · 4.625%
HK$53,924
+HK$3,093/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$101,662/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,212
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,640
−HK$1,447/mo
Today · 4.125%
HK$56,087
baseline
▲ 0.50% · 4.625%
HK$59,044
+HK$2,957/mo
Deposit HK$4.49M · loan HK$10.49M · min. income ≈ HK$112,174/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,498
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,411
−HK$1,944/mo
Today · 4.125%
HK$65,355
baseline
▲ 0.50% · 4.625%
HK$69,331
+HK$3,976/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$130,710/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,416
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,251
−HK$1,861/mo
Today · 4.125%
HK$72,112
baseline
▲ 0.50% · 4.625%
HK$75,913
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.48M · min. income ≈ HK$144,224/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,872 · Scale 2, in force from 26 Feb 2026)