LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,166
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,229
−HK$1,080/mo
Today · 4.125%
HK$36,309
baseline
▲ 0.50% · 4.625%
HK$38,518
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,618/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,010
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,029
−HK$1,034/mo
Today · 4.125%
HK$40,063
baseline
▲ 0.50% · 4.625%
HK$42,175
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,126/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,000
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,275
−HK$1,296/mo
Today · 4.125%
HK$43,571
baseline
▲ 0.50% · 4.625%
HK$46,222
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,142/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,612
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,835
−HK$1,241/mo
Today · 4.125%
HK$48,076
baseline
▲ 0.50% · 4.625%
HK$50,610
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,152/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,833
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,321
−HK$1,512/mo
Today · 4.125%
HK$50,833
baseline
▲ 0.50% · 4.625%
HK$53,926
+HK$3,093/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,666/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,214
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,641
−HK$1,448/mo
Today · 4.125%
HK$56,089
baseline
▲ 0.50% · 4.625%
HK$59,045
+HK$2,956/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,178/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,500
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,413
−HK$1,943/mo
Today · 4.125%
HK$65,356
baseline
▲ 0.50% · 4.625%
HK$69,333
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,712/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,418
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,253
−HK$1,861/mo
Today · 4.125%
HK$72,114
baseline
▲ 0.50% · 4.625%
HK$75,915
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,228/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,886 · Scale 2, in force from 26 Feb 2026)