LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,168
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,231
−HK$1,080/mo
Today · 4.125%
HK$36,311
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,622/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,012
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,031
−HK$1,035/mo
Today · 4.125%
HK$40,066
baseline
▲ 0.50% · 4.625%
HK$42,177
+HK$2,111/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,132/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,002
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,277
−HK$1,296/mo
Today · 4.125%
HK$43,573
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,652/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,146/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,241/mo
Today · 4.125%
HK$48,079
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,158/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,836
−HK$2,999/mo
▼ 0.25% · 3.875%
HK$49,324
−HK$1,511/mo
Today · 4.125%
HK$50,835
baseline
▲ 0.50% · 4.625%
HK$53,929
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,670/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,644
−HK$1,448/mo
Today · 4.125%
HK$56,092
baseline
▲ 0.50% · 4.625%
HK$59,048
+HK$2,956/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,184/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,503
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,416
−HK$1,944/mo
Today · 4.125%
HK$65,360
baseline
▲ 0.50% · 4.625%
HK$69,337
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,720/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,421
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,256
−HK$1,862/mo
Today · 4.125%
HK$72,118
baseline
▲ 0.50% · 4.625%
HK$75,919
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,236/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,916 · Scale 2, in force from 26 Feb 2026)