LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,169
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$1,080/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,012
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,034/mo
Today · 4.125%
HK$40,066
baseline
▲ 0.50% · 4.625%
HK$42,178
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,132/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,003
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,278
−HK$1,296/mo
Today · 4.125%
HK$43,574
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,148/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,615
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,241/mo
Today · 4.125%
HK$48,079
baseline
▲ 0.50% · 4.625%
HK$50,614
+HK$2,535/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,158/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,836
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,324
−HK$1,512/mo
Today · 4.125%
HK$50,836
baseline
▲ 0.50% · 4.625%
HK$53,929
+HK$3,093/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,672/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,645
−HK$1,448/mo
Today · 4.125%
HK$56,093
baseline
▲ 0.50% · 4.625%
HK$59,049
+HK$2,956/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,186/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,504
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,417
−HK$1,944/mo
Today · 4.125%
HK$65,361
baseline
▲ 0.50% · 4.625%
HK$69,338
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,722/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,422
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,258
−HK$1,861/mo
Today · 4.125%
HK$72,119
baseline
▲ 0.50% · 4.625%
HK$75,921
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,238/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,925 · Scale 2, in force from 26 Feb 2026)