LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,169
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$1,080/mo
Today · 4.125%
HK$36,312
baseline
▲ 0.50% · 4.625%
HK$38,521
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,624/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,013
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,032
−HK$1,035/mo
Today · 4.125%
HK$40,067
baseline
▲ 0.50% · 4.625%
HK$42,179
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,134/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,003
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,278
−HK$1,296/mo
Today · 4.125%
HK$43,574
baseline
▲ 0.50% · 4.625%
HK$46,226
+HK$2,652/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,148/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,615
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,839
−HK$1,241/mo
Today · 4.125%
HK$48,080
baseline
▲ 0.50% · 4.625%
HK$50,614
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,160/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,837
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,325
−HK$1,512/mo
Today · 4.125%
HK$50,837
baseline
▲ 0.50% · 4.625%
HK$53,930
+HK$3,093/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,674/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,218
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,645
−HK$1,448/mo
Today · 4.125%
HK$56,093
baseline
▲ 0.50% · 4.625%
HK$59,050
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,186/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,505
−HK$3,856/mo
▼ 0.25% · 3.875%
HK$63,418
−HK$1,943/mo
Today · 4.125%
HK$65,361
baseline
▲ 0.50% · 4.625%
HK$69,339
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,722/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,423
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,258
−HK$1,862/mo
Today · 4.125%
HK$72,120
baseline
▲ 0.50% · 4.625%
HK$75,921
+HK$3,801/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,240/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,931 · Scale 2, in force from 26 Feb 2026)