LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,170
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,233
−HK$1,080/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,523
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,014
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,034
−HK$1,034/mo
Today · 4.125%
HK$40,068
baseline
▲ 0.50% · 4.625%
HK$42,180
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,136/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,004
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,280
−HK$1,296/mo
Today · 4.125%
HK$43,576
baseline
▲ 0.50% · 4.625%
HK$46,227
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,152/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,617
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,840
−HK$1,241/mo
Today · 4.125%
HK$48,081
baseline
▲ 0.50% · 4.625%
HK$50,616
+HK$2,535/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,162/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,838
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,326
−HK$1,512/mo
Today · 4.125%
HK$50,838
baseline
▲ 0.50% · 4.625%
HK$53,932
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,676/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,220
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,647
−HK$1,448/mo
Today · 4.125%
HK$56,095
baseline
▲ 0.50% · 4.625%
HK$59,052
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,190/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,507
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,420
−HK$1,944/mo
Today · 4.125%
HK$65,364
baseline
▲ 0.50% · 4.625%
HK$69,341
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,728/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,425
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,261
−HK$1,861/mo
Today · 4.125%
HK$72,122
baseline
▲ 0.50% · 4.625%
HK$75,924
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,244/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,949 · Scale 2, in force from 26 Feb 2026)