LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,172
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,235
−HK$1,079/mo
Today · 4.125%
HK$36,314
baseline
▲ 0.50% · 4.625%
HK$38,524
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,628/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,016
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$39,035
−HK$1,034/mo
Today · 4.125%
HK$40,069
baseline
▲ 0.50% · 4.625%
HK$42,182
+HK$2,113/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,138/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,006
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,281
−HK$1,296/mo
Today · 4.125%
HK$43,577
baseline
▲ 0.50% · 4.625%
HK$46,229
+HK$2,652/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,154/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,619
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,842
−HK$1,241/mo
Today · 4.125%
HK$48,083
baseline
▲ 0.50% · 4.625%
HK$50,618
+HK$2,535/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,166/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,840
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,328
−HK$1,512/mo
Today · 4.125%
HK$50,840
baseline
▲ 0.50% · 4.625%
HK$53,934
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,680/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,222
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,649
−HK$1,448/mo
Today · 4.125%
HK$56,097
baseline
▲ 0.50% · 4.625%
HK$59,054
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,194/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,509
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,422
−HK$1,944/mo
Today · 4.125%
HK$65,366
baseline
▲ 0.50% · 4.625%
HK$69,343
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,732/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,428
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,263
−HK$1,862/mo
Today · 4.125%
HK$72,125
baseline
▲ 0.50% · 4.625%
HK$75,927
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,250/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,970 · Scale 2, in force from 26 Feb 2026)