LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,172
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,235
−HK$1,080/mo
Today · 4.125%
HK$36,315
baseline
▲ 0.50% · 4.625%
HK$38,524
+HK$2,209/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,630/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,016
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,035
−HK$1,035/mo
Today · 4.125%
HK$40,070
baseline
▲ 0.50% · 4.625%
HK$42,182
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,140/mo (50% DSR)
Upfront cash ≈ HK$8.05M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,006
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,296/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$46,229
+HK$2,651/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,619
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,842
−HK$1,242/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$50,618
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,841
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,329
−HK$1,512/mo
Today · 4.125%
HK$50,841
baseline
▲ 0.50% · 4.625%
HK$53,934
+HK$3,093/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,682/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,222
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,650
−HK$1,448/mo
Today · 4.125%
HK$56,098
baseline
▲ 0.50% · 4.625%
HK$59,055
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,196/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,509
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,423
−HK$1,944/mo
Today · 4.125%
HK$65,367
baseline
▲ 0.50% · 4.625%
HK$69,344
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,734/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,429
−HK$3,696/mo
▼ 0.25% · 3.875%
HK$70,264
−HK$1,861/mo
Today · 4.125%
HK$72,125
baseline
▲ 0.50% · 4.625%
HK$75,927
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,250/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,974 · Scale 2, in force from 26 Feb 2026)