LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,173
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,236
−HK$1,080/mo
Today · 4.125%
HK$36,316
baseline
▲ 0.50% · 4.625%
HK$38,526
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,632/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,017
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,037
−HK$1,034/mo
Today · 4.125%
HK$40,071
baseline
▲ 0.50% · 4.625%
HK$42,184
+HK$2,113/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,142/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,008
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,283
−HK$1,296/mo
Today · 4.125%
HK$43,579
baseline
▲ 0.50% · 4.625%
HK$46,231
+HK$2,652/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$87,158/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,621
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,844
−HK$1,242/mo
Today · 4.125%
HK$48,086
baseline
▲ 0.50% · 4.625%
HK$50,620
+HK$2,534/mo
Deposit HK$5.99M · loan HK$8.99M · min. income ≈ HK$96,172/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,842
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,331
−HK$1,512/mo
Today · 4.125%
HK$50,843
baseline
▲ 0.50% · 4.625%
HK$53,936
+HK$3,093/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,686/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,224
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,652
−HK$1,448/mo
Today · 4.125%
HK$56,100
baseline
▲ 0.50% · 4.625%
HK$59,057
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,200/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,512
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,425
−HK$1,944/mo
Today · 4.125%
HK$65,369
baseline
▲ 0.50% · 4.625%
HK$69,347
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,738/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,431
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,267
−HK$1,861/mo
Today · 4.125%
HK$72,128
baseline
▲ 0.50% · 4.625%
HK$75,930
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,256/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$561,997 · Scale 2, in force from 26 Feb 2026)