LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,176
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,239
−HK$1,080/mo
Today · 4.125%
HK$36,319
baseline
▲ 0.50% · 4.625%
HK$38,529
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,638/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,020
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,040
−HK$1,034/mo
Today · 4.125%
HK$40,074
baseline
▲ 0.50% · 4.625%
HK$42,186
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,148/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,011
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,286
−HK$1,296/mo
Today · 4.125%
HK$43,582
baseline
▲ 0.50% · 4.625%
HK$46,234
+HK$2,652/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,164/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,624
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,848
−HK$1,241/mo
Today · 4.125%
HK$48,089
baseline
▲ 0.50% · 4.625%
HK$50,624
+HK$2,535/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,178/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,846
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,334
−HK$1,512/mo
Today · 4.125%
HK$50,846
baseline
▲ 0.50% · 4.625%
HK$53,940
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,692/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,228
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,655
−HK$1,449/mo
Today · 4.125%
HK$56,104
baseline
▲ 0.50% · 4.625%
HK$59,061
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,208/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,516
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,429
−HK$1,945/mo
Today · 4.125%
HK$65,374
baseline
▲ 0.50% · 4.625%
HK$69,351
+HK$3,977/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,748/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,436
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,271
−HK$1,862/mo
Today · 4.125%
HK$72,133
baseline
▲ 0.50% · 4.625%
HK$75,935
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,266/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,035 · Scale 2, in force from 26 Feb 2026)