LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,177
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$1,080/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,021
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,034/mo
Today · 4.125%
HK$40,075
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,113/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,150/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,012
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,288
−HK$1,296/mo
Today · 4.125%
HK$43,584
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,652/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,168/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,625
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,849
−HK$1,241/mo
Today · 4.125%
HK$48,090
baseline
▲ 0.50% · 4.625%
HK$50,625
+HK$2,535/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,180/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,847
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,336
−HK$1,512/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,942
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,230
−HK$2,875/mo
▼ 0.25% · 3.875%
HK$54,657
−HK$1,448/mo
Today · 4.125%
HK$56,105
baseline
▲ 0.50% · 4.625%
HK$59,063
+HK$2,958/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,210/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,518
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,431
−HK$1,945/mo
Today · 4.125%
HK$65,376
baseline
▲ 0.50% · 4.625%
HK$69,354
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,752/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,438
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,274
−HK$1,862/mo
Today · 4.125%
HK$72,136
baseline
▲ 0.50% · 4.625%
HK$75,938
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,272/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,053 · Scale 2, in force from 26 Feb 2026)