LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,177
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,240
−HK$1,080/mo
Today · 4.125%
HK$36,320
baseline
▲ 0.50% · 4.625%
HK$38,530
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,640/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,041
−HK$1,035/mo
Today · 4.125%
HK$40,076
baseline
▲ 0.50% · 4.625%
HK$42,188
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,152/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,012
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,288
−HK$1,296/mo
Today · 4.125%
HK$43,584
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,652/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,168/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,626
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,241/mo
Today · 4.125%
HK$48,091
baseline
▲ 0.50% · 4.625%
HK$50,626
+HK$2,535/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,182/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,848
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,336
−HK$1,512/mo
Today · 4.125%
HK$50,848
baseline
▲ 0.50% · 4.625%
HK$53,942
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,696/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,230
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,658
−HK$1,448/mo
Today · 4.125%
HK$56,106
baseline
▲ 0.50% · 4.625%
HK$59,063
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,212/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,519
−HK$3,857/mo
▼ 0.25% · 3.875%
HK$63,432
−HK$1,944/mo
Today · 4.125%
HK$65,376
baseline
▲ 0.50% · 4.625%
HK$69,354
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,752/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,439
−HK$3,697/mo
▼ 0.25% · 3.875%
HK$70,274
−HK$1,862/mo
Today · 4.125%
HK$72,136
baseline
▲ 0.50% · 4.625%
HK$75,939
+HK$3,803/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,272/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,059 · Scale 2, in force from 26 Feb 2026)