LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,178
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,241
−HK$1,080/mo
Today · 4.125%
HK$36,321
baseline
▲ 0.50% · 4.625%
HK$38,531
+HK$2,210/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,642/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,022
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,035/mo
Today · 4.125%
HK$40,077
baseline
▲ 0.50% · 4.625%
HK$42,189
+HK$2,112/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,154/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,013
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,289
−HK$1,296/mo
Today · 4.125%
HK$43,585
baseline
▲ 0.50% · 4.625%
HK$46,237
+HK$2,652/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,170/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,627
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,242/mo
Today · 4.125%
HK$48,092
baseline
▲ 0.50% · 4.625%
HK$50,627
+HK$2,535/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,184/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,849
−HK$3,000/mo
▼ 0.25% · 3.875%
HK$49,337
−HK$1,512/mo
Today · 4.125%
HK$50,849
baseline
▲ 0.50% · 4.625%
HK$53,943
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,698/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,231
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,659
−HK$1,448/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,065
+HK$2,958/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,520
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,433
−HK$1,945/mo
Today · 4.125%
HK$65,378
baseline
▲ 0.50% · 4.625%
HK$69,356
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,756/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,440
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,276
−HK$1,862/mo
Today · 4.125%
HK$72,138
baseline
▲ 0.50% · 4.625%
HK$75,940
+HK$3,802/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,276/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,070 · Scale 2, in force from 26 Feb 2026)