LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,181
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,244
−HK$1,080/mo
Today · 4.125%
HK$36,324
baseline
▲ 0.50% · 4.625%
HK$38,535
+HK$2,211/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$72,648/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,026
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,046
−HK$1,034/mo
Today · 4.125%
HK$40,080
baseline
▲ 0.50% · 4.625%
HK$42,193
+HK$2,113/mo
Deposit HK$7.49M · loan HK$7.49M · min. income ≈ HK$80,160/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,017
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,293
−HK$1,296/mo
Today · 4.125%
HK$43,589
baseline
▲ 0.50% · 4.625%
HK$46,242
+HK$2,653/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,178/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,631
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,855
−HK$1,241/mo
Today · 4.125%
HK$48,096
baseline
▲ 0.50% · 4.625%
HK$50,632
+HK$2,536/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,192/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,853
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,342
−HK$1,512/mo
Today · 4.125%
HK$50,854
baseline
▲ 0.50% · 4.625%
HK$53,949
+HK$3,095/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,708/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,236
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,664
−HK$1,449/mo
Today · 4.125%
HK$56,113
baseline
▲ 0.50% · 4.625%
HK$59,070
+HK$2,957/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,226/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,526
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,440
−HK$1,944/mo
Today · 4.125%
HK$65,384
baseline
▲ 0.50% · 4.625%
HK$69,362
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,768/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,447
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,282
−HK$1,863/mo
Today · 4.125%
HK$72,145
baseline
▲ 0.50% · 4.625%
HK$75,948
+HK$3,803/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,290/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,124 · Scale 2, in force from 26 Feb 2026)