LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,182
−HK$2,143/mo
▼ 0.25% · 3.875%
HK$35,245
−HK$1,080/mo
Today · 4.125%
HK$36,325
baseline
▲ 0.50% · 4.625%
HK$38,536
+HK$2,211/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,650/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,027
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,047
−HK$1,035/mo
Today · 4.125%
HK$40,082
baseline
▲ 0.50% · 4.625%
HK$42,194
+HK$2,112/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,164/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,018
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,294
−HK$1,297/mo
Today · 4.125%
HK$43,591
baseline
▲ 0.50% · 4.625%
HK$46,243
+HK$2,652/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,182/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,632
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,856
−HK$1,242/mo
Today · 4.125%
HK$48,098
baseline
▲ 0.50% · 4.625%
HK$50,633
+HK$2,535/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,196/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,855
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,343
−HK$1,513/mo
Today · 4.125%
HK$50,856
baseline
▲ 0.50% · 4.625%
HK$53,950
+HK$3,094/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,712/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,238
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,448/mo
Today · 4.125%
HK$56,114
baseline
▲ 0.50% · 4.625%
HK$59,072
+HK$2,958/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,228/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,528
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,441
−HK$1,945/mo
Today · 4.125%
HK$65,386
baseline
▲ 0.50% · 4.625%
HK$69,364
+HK$3,978/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,772/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,449
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,284
−HK$1,863/mo
Today · 4.125%
HK$72,147
baseline
▲ 0.50% · 4.625%
HK$75,950
+HK$3,803/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,294/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,140 · Scale 2, in force from 26 Feb 2026)