LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,183
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,246
−HK$1,081/mo
Today · 4.125%
HK$36,327
baseline
▲ 0.50% · 4.625%
HK$38,537
+HK$2,210/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,654/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,028
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,048
−HK$1,035/mo
Today · 4.125%
HK$40,083
baseline
▲ 0.50% · 4.625%
HK$42,196
+HK$2,113/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,166/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,020
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,296
−HK$1,296/mo
Today · 4.125%
HK$43,592
baseline
▲ 0.50% · 4.625%
HK$46,244
+HK$2,652/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$87,184/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,634
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,858
−HK$1,241/mo
Today · 4.125%
HK$48,099
baseline
▲ 0.50% · 4.625%
HK$50,635
+HK$2,536/mo
Deposit HK$6.00M · loan HK$8.99M · min. income ≈ HK$96,198/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,856
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,345
−HK$1,512/mo
Today · 4.125%
HK$50,857
baseline
▲ 0.50% · 4.625%
HK$53,952
+HK$3,095/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,714/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,240
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,668
−HK$1,448/mo
Today · 4.125%
HK$56,116
baseline
▲ 0.50% · 4.625%
HK$59,074
+HK$2,958/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,232/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,530
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,443
−HK$1,945/mo
Today · 4.125%
HK$65,388
baseline
▲ 0.50% · 4.625%
HK$69,367
+HK$3,979/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,776/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,451
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,287
−HK$1,862/mo
Today · 4.125%
HK$72,149
baseline
▲ 0.50% · 4.625%
HK$75,952
+HK$3,803/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,298/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,159 · Scale 2, in force from 26 Feb 2026)