LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,185
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,248
−HK$1,081/mo
Today · 4.125%
HK$36,329
baseline
▲ 0.50% · 4.625%
HK$38,539
+HK$2,210/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,658/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,030
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,050
−HK$1,035/mo
Today · 4.125%
HK$40,085
baseline
▲ 0.50% · 4.625%
HK$42,198
+HK$2,113/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,170/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,022
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,298
−HK$1,296/mo
Today · 4.125%
HK$43,594
baseline
▲ 0.50% · 4.625%
HK$46,247
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,188/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,636
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,860
−HK$1,242/mo
Today · 4.125%
HK$48,102
baseline
▲ 0.50% · 4.625%
HK$50,638
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,204/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,859
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,348
−HK$1,512/mo
Today · 4.125%
HK$50,860
baseline
▲ 0.50% · 4.625%
HK$53,955
+HK$3,095/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$101,720/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,243
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$54,670
−HK$1,449/mo
Today · 4.125%
HK$56,119
baseline
▲ 0.50% · 4.625%
HK$59,077
+HK$2,958/mo
Deposit HK$4.50M · loan HK$10.49M · min. income ≈ HK$112,238/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,533
−HK$3,858/mo
▼ 0.25% · 3.875%
HK$63,447
−HK$1,944/mo
Today · 4.125%
HK$65,391
baseline
▲ 0.50% · 4.625%
HK$69,370
+HK$3,979/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,782/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,455
−HK$3,698/mo
▼ 0.25% · 3.875%
HK$70,291
−HK$1,862/mo
Today · 4.125%
HK$72,153
baseline
▲ 0.50% · 4.625%
HK$75,956
+HK$3,803/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,306/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,189 · Scale 2, in force from 26 Feb 2026)