LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,189
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,252
−HK$1,081/mo
Today · 4.125%
HK$36,333
baseline
▲ 0.50% · 4.625%
HK$38,543
+HK$2,210/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,666/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,034
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,055
−HK$1,034/mo
Today · 4.125%
HK$40,089
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,178/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,026
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,297/mo
Today · 4.125%
HK$43,599
baseline
▲ 0.50% · 4.625%
HK$46,252
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,198/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,641
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,242/mo
Today · 4.125%
HK$48,107
baseline
▲ 0.50% · 4.625%
HK$50,643
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,214/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,864
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,353
−HK$1,513/mo
Today · 4.125%
HK$50,866
baseline
▲ 0.50% · 4.625%
HK$53,961
+HK$3,095/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,732/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,248
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,676
−HK$1,449/mo
Today · 4.125%
HK$56,125
baseline
▲ 0.50% · 4.625%
HK$59,084
+HK$2,959/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,250/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,539
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,454
−HK$1,945/mo
Today · 4.125%
HK$65,399
baseline
▲ 0.50% · 4.625%
HK$69,378
+HK$3,979/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$130,798/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,462
−HK$3,699/mo
▼ 0.25% · 3.875%
HK$70,298
−HK$1,863/mo
Today · 4.125%
HK$72,161
baseline
▲ 0.50% · 4.625%
HK$75,965
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.49M · min. income ≈ HK$144,322/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,250 · Scale 2, in force from 26 Feb 2026)