LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,193
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,257
−HK$1,080/mo
Today · 4.125%
HK$36,337
baseline
▲ 0.50% · 4.625%
HK$38,548
+HK$2,211/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,674/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,040
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,060
−HK$1,035/mo
Today · 4.125%
HK$40,095
baseline
▲ 0.50% · 4.625%
HK$42,208
+HK$2,113/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,190/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,032
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,308
−HK$1,297/mo
Today · 4.125%
HK$43,605
baseline
▲ 0.50% · 4.625%
HK$46,258
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,210/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,648
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,872
−HK$1,242/mo
Today · 4.125%
HK$48,114
baseline
▲ 0.50% · 4.625%
HK$50,650
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,228/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,871
−HK$3,001/mo
▼ 0.25% · 3.875%
HK$49,360
−HK$1,512/mo
Today · 4.125%
HK$50,872
baseline
▲ 0.50% · 4.625%
HK$53,968
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,744/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,255
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,684
−HK$1,449/mo
Today · 4.125%
HK$56,133
baseline
▲ 0.50% · 4.625%
HK$59,092
+HK$2,959/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,266/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,548
−HK$3,859/mo
▼ 0.25% · 3.875%
HK$63,462
−HK$1,945/mo
Today · 4.125%
HK$65,407
baseline
▲ 0.50% · 4.625%
HK$69,387
+HK$3,980/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,814/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,471
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,308
−HK$1,863/mo
Today · 4.125%
HK$72,171
baseline
▲ 0.50% · 4.625%
HK$75,975
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,342/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,326 · Scale 2, in force from 26 Feb 2026)