LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,195
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,258
−HK$1,081/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,550
+HK$2,211/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,041
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,061
−HK$1,035/mo
Today · 4.125%
HK$40,096
baseline
▲ 0.50% · 4.625%
HK$42,210
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,192/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,034
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,310
−HK$1,297/mo
Today · 4.125%
HK$43,607
baseline
▲ 0.50% · 4.625%
HK$46,260
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,214/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,649
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,874
−HK$1,242/mo
Today · 4.125%
HK$48,116
baseline
▲ 0.50% · 4.625%
HK$50,652
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,232/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,872
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,512/mo
Today · 4.125%
HK$50,874
baseline
▲ 0.50% · 4.625%
HK$53,970
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,748/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,258
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,686
−HK$1,449/mo
Today · 4.125%
HK$56,135
baseline
▲ 0.50% · 4.625%
HK$59,094
+HK$2,959/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,270/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,550
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,465
−HK$1,945/mo
Today · 4.125%
HK$65,410
baseline
▲ 0.50% · 4.625%
HK$69,390
+HK$3,980/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,820/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,474
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,311
−HK$1,863/mo
Today · 4.125%
HK$72,174
baseline
▲ 0.50% · 4.625%
HK$75,978
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,348/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,349 · Scale 2, in force from 26 Feb 2026)