LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,195
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,259
−HK$1,080/mo
Today · 4.125%
HK$36,339
baseline
▲ 0.50% · 4.625%
HK$38,551
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,678/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,042
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,062
−HK$1,035/mo
Today · 4.125%
HK$40,097
baseline
▲ 0.50% · 4.625%
HK$42,211
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,194/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,034
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,311
−HK$1,296/mo
Today · 4.125%
HK$43,607
baseline
▲ 0.50% · 4.625%
HK$46,261
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,214/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,650
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,874
−HK$1,242/mo
Today · 4.125%
HK$48,116
baseline
▲ 0.50% · 4.625%
HK$50,653
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,232/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,873
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,362
−HK$1,513/mo
Today · 4.125%
HK$50,875
baseline
▲ 0.50% · 4.625%
HK$53,971
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,750/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,258
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,687
−HK$1,449/mo
Today · 4.125%
HK$56,136
baseline
▲ 0.50% · 4.625%
HK$59,095
+HK$2,959/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,272/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,551
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,466
−HK$1,945/mo
Today · 4.125%
HK$65,411
baseline
▲ 0.50% · 4.625%
HK$69,391
+HK$3,980/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,822/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,475
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,312
−HK$1,863/mo
Today · 4.125%
HK$72,175
baseline
▲ 0.50% · 4.625%
HK$75,979
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,350/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,357 · Scale 2, in force from 26 Feb 2026)