LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,196
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,260
−HK$1,080/mo
Today · 4.125%
HK$36,340
baseline
▲ 0.50% · 4.625%
HK$38,552
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,680/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,043
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,063
−HK$1,035/mo
Today · 4.125%
HK$40,098
baseline
▲ 0.50% · 4.625%
HK$42,212
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,196/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,035
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,312
−HK$1,297/mo
Today · 4.125%
HK$43,609
baseline
▲ 0.50% · 4.625%
HK$46,262
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,218/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,651
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,876
−HK$1,242/mo
Today · 4.125%
HK$48,118
baseline
▲ 0.50% · 4.625%
HK$50,654
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,236/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,874
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,364
−HK$1,513/mo
Today · 4.125%
HK$50,877
baseline
▲ 0.50% · 4.625%
HK$53,972
+HK$3,095/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,754/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,260
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,688
−HK$1,449/mo
Today · 4.125%
HK$56,137
baseline
▲ 0.50% · 4.625%
HK$59,096
+HK$2,959/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,274/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,553
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,468
−HK$1,945/mo
Today · 4.125%
HK$65,413
baseline
▲ 0.50% · 4.625%
HK$69,393
+HK$3,980/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,826/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,477
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,314
−HK$1,863/mo
Today · 4.125%
HK$72,177
baseline
▲ 0.50% · 4.625%
HK$75,981
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,354/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,373 · Scale 2, in force from 26 Feb 2026)