LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,197
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,261
−HK$1,080/mo
Today · 4.125%
HK$36,341
baseline
▲ 0.50% · 4.625%
HK$38,553
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,682/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,044
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,064
−HK$1,035/mo
Today · 4.125%
HK$40,099
baseline
▲ 0.50% · 4.625%
HK$42,213
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,198/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,036
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,313
−HK$1,297/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$46,263
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,653
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,877
−HK$1,242/mo
Today · 4.125%
HK$48,119
baseline
▲ 0.50% · 4.625%
HK$50,656
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,238/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,876
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,365
−HK$1,513/mo
Today · 4.125%
HK$50,878
baseline
▲ 0.50% · 4.625%
HK$53,974
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,756/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,261
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,690
−HK$1,449/mo
Today · 4.125%
HK$56,139
baseline
▲ 0.50% · 4.625%
HK$59,098
+HK$2,959/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,278/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,555
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,469
−HK$1,946/mo
Today · 4.125%
HK$65,415
baseline
▲ 0.50% · 4.625%
HK$69,395
+HK$3,980/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,830/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,479
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,316
−HK$1,863/mo
Today · 4.125%
HK$72,179
baseline
▲ 0.50% · 4.625%
HK$75,983
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,358/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,389 · Scale 2, in force from 26 Feb 2026)