LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,198
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,262
−HK$1,080/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,554
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,045
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,065
−HK$1,035/mo
Today · 4.125%
HK$40,100
baseline
▲ 0.50% · 4.625%
HK$42,214
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,200/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,038
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,314
−HK$1,297/mo
Today · 4.125%
HK$43,611
baseline
▲ 0.50% · 4.625%
HK$46,265
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,222/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,654
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,878
−HK$1,242/mo
Today · 4.125%
HK$48,120
baseline
▲ 0.50% · 4.625%
HK$50,657
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,240/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,877
−HK$3,002/mo
▼ 0.25% · 3.875%
HK$49,366
−HK$1,513/mo
Today · 4.125%
HK$50,879
baseline
▲ 0.50% · 4.625%
HK$53,975
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,758/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,263
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$54,691
−HK$1,449/mo
Today · 4.125%
HK$56,140
baseline
▲ 0.50% · 4.625%
HK$59,100
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,280/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,556
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,471
−HK$1,945/mo
Today · 4.125%
HK$65,416
baseline
▲ 0.50% · 4.625%
HK$69,397
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,832/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,481
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,317
−HK$1,864/mo
Today · 4.125%
HK$72,181
baseline
▲ 0.50% · 4.625%
HK$75,985
+HK$3,804/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,362/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,403 · Scale 2, in force from 26 Feb 2026)