LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,201
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,265
−HK$1,081/mo
Today · 4.125%
HK$36,346
baseline
▲ 0.50% · 4.625%
HK$38,557
+HK$2,211/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,692/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,048
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,069
−HK$1,035/mo
Today · 4.125%
HK$40,104
baseline
▲ 0.50% · 4.625%
HK$42,218
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,208/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,041
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,318
−HK$1,297/mo
Today · 4.125%
HK$43,615
baseline
▲ 0.50% · 4.625%
HK$46,269
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,230/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,658
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,882
−HK$1,243/mo
Today · 4.125%
HK$48,125
baseline
▲ 0.50% · 4.625%
HK$50,661
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,250/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,881
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,371
−HK$1,513/mo
Today · 4.125%
HK$50,884
baseline
▲ 0.50% · 4.625%
HK$53,980
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,768/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,267
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,696
−HK$1,449/mo
Today · 4.125%
HK$56,145
baseline
▲ 0.50% · 4.625%
HK$59,105
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,290/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,562
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,477
−HK$1,945/mo
Today · 4.125%
HK$65,422
baseline
▲ 0.50% · 4.625%
HK$69,403
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,844/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,487
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,323
−HK$1,864/mo
Today · 4.125%
HK$72,187
baseline
▲ 0.50% · 4.625%
HK$75,992
+HK$3,805/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,374/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,452 · Scale 2, in force from 26 Feb 2026)