LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,202
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,265
−HK$1,081/mo
Today · 4.125%
HK$36,346
baseline
▲ 0.50% · 4.625%
HK$38,558
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,692/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,049
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,069
−HK$1,036/mo
Today · 4.125%
HK$40,105
baseline
▲ 0.50% · 4.625%
HK$42,219
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,210/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,042
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,319
−HK$1,297/mo
Today · 4.125%
HK$43,616
baseline
▲ 0.50% · 4.625%
HK$46,269
+HK$2,653/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,232/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,659
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,883
−HK$1,242/mo
Today · 4.125%
HK$48,125
baseline
▲ 0.50% · 4.625%
HK$50,662
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,250/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,882
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,372
−HK$1,513/mo
Today · 4.125%
HK$50,885
baseline
▲ 0.50% · 4.625%
HK$53,981
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,770/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,268
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,697
−HK$1,449/mo
Today · 4.125%
HK$56,146
baseline
▲ 0.50% · 4.625%
HK$59,106
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,292/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,563
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$63,478
−HK$1,945/mo
Today · 4.125%
HK$65,423
baseline
▲ 0.50% · 4.625%
HK$69,404
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,846/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,488
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,325
−HK$1,863/mo
Today · 4.125%
HK$72,188
baseline
▲ 0.50% · 4.625%
HK$75,993
+HK$3,805/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,376/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,463 · Scale 2, in force from 26 Feb 2026)