LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,203
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$1,081/mo
Today · 4.125%
HK$36,348
baseline
▲ 0.50% · 4.625%
HK$38,559
+HK$2,211/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,696/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,050
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,071
−HK$1,035/mo
Today · 4.125%
HK$40,106
baseline
▲ 0.50% · 4.625%
HK$42,220
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,212/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,043
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,320
−HK$1,297/mo
Today · 4.125%
HK$43,617
baseline
▲ 0.50% · 4.625%
HK$46,271
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,234/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,660
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,885
−HK$1,242/mo
Today · 4.125%
HK$48,127
baseline
▲ 0.50% · 4.625%
HK$50,664
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,254/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,884
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,373
−HK$1,514/mo
Today · 4.125%
HK$50,887
baseline
▲ 0.50% · 4.625%
HK$53,983
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,774/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,270
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,699
−HK$1,449/mo
Today · 4.125%
HK$56,148
baseline
▲ 0.50% · 4.625%
HK$59,108
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,296/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,565
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,480
−HK$1,946/mo
Today · 4.125%
HK$65,426
baseline
▲ 0.50% · 4.625%
HK$69,407
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,852/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,490
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,327
−HK$1,864/mo
Today · 4.125%
HK$72,191
baseline
▲ 0.50% · 4.625%
HK$75,996
+HK$3,805/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,382/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,482 · Scale 2, in force from 26 Feb 2026)