LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,204
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,268
−HK$1,081/mo
Today · 4.125%
HK$36,349
baseline
▲ 0.50% · 4.625%
HK$38,561
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,698/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,052
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,073
−HK$1,035/mo
Today · 4.125%
HK$40,108
baseline
▲ 0.50% · 4.625%
HK$42,222
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,216/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,045
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,322
−HK$1,297/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$46,273
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,663
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,887
−HK$1,243/mo
Today · 4.125%
HK$48,130
baseline
▲ 0.50% · 4.625%
HK$50,666
+HK$2,536/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,260/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,886
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,376
−HK$1,513/mo
Today · 4.125%
HK$50,889
baseline
▲ 0.50% · 4.625%
HK$53,986
+HK$3,097/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,778/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,273
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,702
−HK$1,449/mo
Today · 4.125%
HK$56,151
baseline
▲ 0.50% · 4.625%
HK$59,111
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,302/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,568
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,483
−HK$1,946/mo
Today · 4.125%
HK$65,429
baseline
▲ 0.50% · 4.625%
HK$69,410
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,858/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,494
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,331
−HK$1,863/mo
Today · 4.125%
HK$72,194
baseline
▲ 0.50% · 4.625%
HK$76,000
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,388/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,510 · Scale 2, in force from 26 Feb 2026)