LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,205
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,269
−HK$1,081/mo
Today · 4.125%
HK$36,350
baseline
▲ 0.50% · 4.625%
HK$38,562
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,700/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,053
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,073
−HK$1,036/mo
Today · 4.125%
HK$40,109
baseline
▲ 0.50% · 4.625%
HK$42,223
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,218/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,046
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,323
−HK$1,297/mo
Today · 4.125%
HK$43,620
baseline
▲ 0.50% · 4.625%
HK$46,274
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,240/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,663
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,888
−HK$1,242/mo
Today · 4.125%
HK$48,130
baseline
▲ 0.50% · 4.625%
HK$50,667
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,260/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,887
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,377
−HK$1,513/mo
Today · 4.125%
HK$50,890
baseline
▲ 0.50% · 4.625%
HK$53,986
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,780/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,274
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,703
−HK$1,449/mo
Today · 4.125%
HK$56,152
baseline
▲ 0.50% · 4.625%
HK$59,112
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,304/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,569
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,484
−HK$1,946/mo
Today · 4.125%
HK$65,430
baseline
▲ 0.50% · 4.625%
HK$69,411
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,860/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,495
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,332
−HK$1,863/mo
Today · 4.125%
HK$72,195
baseline
▲ 0.50% · 4.625%
HK$76,001
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,390/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,519 · Scale 2, in force from 26 Feb 2026)