LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,206
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,270
−HK$1,081/mo
Today · 4.125%
HK$36,351
baseline
▲ 0.50% · 4.625%
HK$38,563
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,702/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,054
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,075
−HK$1,035/mo
Today · 4.125%
HK$40,110
baseline
▲ 0.50% · 4.625%
HK$42,225
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,220/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,048
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,325
−HK$1,297/mo
Today · 4.125%
HK$43,622
baseline
▲ 0.50% · 4.625%
HK$46,276
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,244/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,665
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,890
−HK$1,242/mo
Today · 4.125%
HK$48,132
baseline
▲ 0.50% · 4.625%
HK$50,669
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,264/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,889
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,379
−HK$1,513/mo
Today · 4.125%
HK$50,892
baseline
▲ 0.50% · 4.625%
HK$53,989
+HK$3,097/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,784/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,276
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,705
−HK$1,449/mo
Today · 4.125%
HK$56,154
baseline
▲ 0.50% · 4.625%
HK$59,114
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,308/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,572
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,487
−HK$1,946/mo
Today · 4.125%
HK$65,433
baseline
▲ 0.50% · 4.625%
HK$69,414
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,866/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,498
−HK$3,700/mo
▼ 0.25% · 3.875%
HK$70,335
−HK$1,863/mo
Today · 4.125%
HK$72,198
baseline
▲ 0.50% · 4.625%
HK$76,004
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,396/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,543 · Scale 2, in force from 26 Feb 2026)