LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,207
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,271
−HK$1,081/mo
Today · 4.125%
HK$36,352
baseline
▲ 0.50% · 4.625%
HK$38,564
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,704/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,055
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,075
−HK$1,036/mo
Today · 4.125%
HK$40,111
baseline
▲ 0.50% · 4.625%
HK$42,225
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,222/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,048
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,325
−HK$1,297/mo
Today · 4.125%
HK$43,622
baseline
▲ 0.50% · 4.625%
HK$46,276
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,244/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,666
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,890
−HK$1,243/mo
Today · 4.125%
HK$48,133
baseline
▲ 0.50% · 4.625%
HK$50,670
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,266/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,889
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,379
−HK$1,514/mo
Today · 4.125%
HK$50,893
baseline
▲ 0.50% · 4.625%
HK$53,989
+HK$3,096/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,786/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,277
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,705
−HK$1,450/mo
Today · 4.125%
HK$56,155
baseline
▲ 0.50% · 4.625%
HK$59,115
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,310/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,572
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,487
−HK$1,946/mo
Today · 4.125%
HK$65,433
baseline
▲ 0.50% · 4.625%
HK$69,415
+HK$3,982/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,866/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,498
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,335
−HK$1,864/mo
Today · 4.125%
HK$72,199
baseline
▲ 0.50% · 4.625%
HK$76,005
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,398/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,548 · Scale 2, in force from 26 Feb 2026)