LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,208
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$1,081/mo
Today · 4.125%
HK$36,353
baseline
▲ 0.50% · 4.625%
HK$38,565
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,706/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,056
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,077
−HK$1,035/mo
Today · 4.125%
HK$40,112
baseline
▲ 0.50% · 4.625%
HK$42,227
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,224/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,050
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,297/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$46,279
+HK$2,655/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,668
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,892
−HK$1,243/mo
Today · 4.125%
HK$48,135
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,270/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,892
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,381
−HK$1,514/mo
Today · 4.125%
HK$50,895
baseline
▲ 0.50% · 4.625%
HK$53,992
+HK$3,097/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,790/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,279
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,708
−HK$1,449/mo
Today · 4.125%
HK$56,157
baseline
▲ 0.50% · 4.625%
HK$59,118
+HK$2,961/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,314/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,575
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,490
−HK$1,946/mo
Today · 4.125%
HK$65,436
baseline
▲ 0.50% · 4.625%
HK$69,418
+HK$3,982/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,872/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,501
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,339
−HK$1,863/mo
Today · 4.125%
HK$72,202
baseline
▲ 0.50% · 4.625%
HK$76,008
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,404/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,573 · Scale 2, in force from 26 Feb 2026)