LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,209
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,274
−HK$1,081/mo
Today · 4.125%
HK$36,355
baseline
▲ 0.50% · 4.625%
HK$38,567
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,710/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,058
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,036/mo
Today · 4.125%
HK$40,114
baseline
▲ 0.50% · 4.625%
HK$42,228
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,228/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,051
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,328
−HK$1,298/mo
Today · 4.125%
HK$43,626
baseline
▲ 0.50% · 4.625%
HK$46,280
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,252/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,669
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,894
−HK$1,243/mo
Today · 4.125%
HK$48,137
baseline
▲ 0.50% · 4.625%
HK$50,674
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,274/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,893
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,383
−HK$1,514/mo
Today · 4.125%
HK$50,897
baseline
▲ 0.50% · 4.625%
HK$53,994
+HK$3,097/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,794/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,281
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$54,710
−HK$1,449/mo
Today · 4.125%
HK$56,159
baseline
▲ 0.50% · 4.625%
HK$59,120
+HK$2,961/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,318/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,577
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,492
−HK$1,947/mo
Today · 4.125%
HK$65,439
baseline
▲ 0.50% · 4.625%
HK$69,420
+HK$3,981/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,878/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,504
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,341
−HK$1,864/mo
Today · 4.125%
HK$72,205
baseline
▲ 0.50% · 4.625%
HK$76,011
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,410/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,593 · Scale 2, in force from 26 Feb 2026)