LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,210
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,275
−HK$1,081/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,568
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,059
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,079
−HK$1,036/mo
Today · 4.125%
HK$40,115
baseline
▲ 0.50% · 4.625%
HK$42,229
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,230/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,052
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,329
−HK$1,298/mo
Today · 4.125%
HK$43,627
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,654/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,254/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,670
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,895
−HK$1,243/mo
Today · 4.125%
HK$48,138
baseline
▲ 0.50% · 4.625%
HK$50,675
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,276/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,895
−HK$3,003/mo
▼ 0.25% · 3.875%
HK$49,384
−HK$1,514/mo
Today · 4.125%
HK$50,898
baseline
▲ 0.50% · 4.625%
HK$53,995
+HK$3,097/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,796/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,282
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,711
−HK$1,450/mo
Today · 4.125%
HK$56,161
baseline
▲ 0.50% · 4.625%
HK$59,121
+HK$2,960/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,322/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,579
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,494
−HK$1,946/mo
Today · 4.125%
HK$65,440
baseline
▲ 0.50% · 4.625%
HK$69,422
+HK$3,982/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,880/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,506
−HK$3,701/mo
▼ 0.25% · 3.875%
HK$70,343
−HK$1,864/mo
Today · 4.125%
HK$72,207
baseline
▲ 0.50% · 4.625%
HK$76,013
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,414/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,608 · Scale 2, in force from 26 Feb 2026)