LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,213
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,277
−HK$1,082/mo
Today · 4.125%
HK$36,359
baseline
▲ 0.50% · 4.625%
HK$38,571
+HK$2,212/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,718/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,062
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,083
−HK$1,035/mo
Today · 4.125%
HK$40,118
baseline
▲ 0.50% · 4.625%
HK$42,233
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,236/mo (50% DSR)
Upfront cash ≈ HK$8.06M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,056
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,333
−HK$1,297/mo
Today · 4.125%
HK$43,630
baseline
▲ 0.50% · 4.625%
HK$46,285
+HK$2,655/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,260/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,674
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,899
−HK$1,243/mo
Today · 4.125%
HK$48,142
baseline
▲ 0.50% · 4.625%
HK$50,679
+HK$2,537/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,284/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,898
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,388
−HK$1,514/mo
Today · 4.125%
HK$50,902
baseline
▲ 0.50% · 4.625%
HK$53,999
+HK$3,097/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,804/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,286
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,716
−HK$1,449/mo
Today · 4.125%
HK$56,165
baseline
▲ 0.50% · 4.625%
HK$59,126
+HK$2,961/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,330/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,584
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$63,499
−HK$1,946/mo
Today · 4.125%
HK$65,445
baseline
▲ 0.50% · 4.625%
HK$69,428
+HK$3,983/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$130,890/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,511
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,349
−HK$1,864/mo
Today · 4.125%
HK$72,213
baseline
▲ 0.50% · 4.625%
HK$76,019
+HK$3,806/mo
Deposit HK$1.50M · loan HK$13.50M · min. income ≈ HK$144,426/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,653 · Scale 2, in force from 26 Feb 2026)