LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,218
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,282
−HK$1,081/mo
Today · 4.125%
HK$36,363
baseline
▲ 0.50% · 4.625%
HK$38,576
+HK$2,213/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,726/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,067
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,088
−HK$1,036/mo
Today · 4.125%
HK$40,124
baseline
▲ 0.50% · 4.625%
HK$42,238
+HK$2,114/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,248/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,061
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,339
−HK$1,297/mo
Today · 4.125%
HK$43,636
baseline
▲ 0.50% · 4.625%
HK$46,291
+HK$2,655/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,272/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,680
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,905
−HK$1,243/mo
Today · 4.125%
HK$48,148
baseline
▲ 0.50% · 4.625%
HK$50,686
+HK$2,538/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,296/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,905
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,395
−HK$1,514/mo
Today · 4.125%
HK$50,909
baseline
▲ 0.50% · 4.625%
HK$54,007
+HK$3,098/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,818/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,294
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,723
−HK$1,450/mo
Today · 4.125%
HK$56,173
baseline
▲ 0.50% · 4.625%
HK$59,134
+HK$2,961/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,346/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,592
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,508
−HK$1,946/mo
Today · 4.125%
HK$65,454
baseline
▲ 0.50% · 4.625%
HK$69,437
+HK$3,983/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,908/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,520
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,358
−HK$1,864/mo
Today · 4.125%
HK$72,222
baseline
▲ 0.50% · 4.625%
HK$76,029
+HK$3,807/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,444/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,729 · Scale 2, in force from 26 Feb 2026)