LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,220
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,284
−HK$1,082/mo
Today · 4.125%
HK$36,366
baseline
▲ 0.50% · 4.625%
HK$38,579
+HK$2,213/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$72,732/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,069
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,090
−HK$1,036/mo
Today · 4.125%
HK$40,126
baseline
▲ 0.50% · 4.625%
HK$42,241
+HK$2,115/mo
Deposit HK$7.50M · loan HK$7.50M · min. income ≈ HK$80,252/mo (50% DSR)
Upfront cash ≈ HK$8.07M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,064
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,341
−HK$1,298/mo
Today · 4.125%
HK$43,639
baseline
▲ 0.50% · 4.625%
HK$46,294
+HK$2,655/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$87,278/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,683
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,908
−HK$1,243/mo
Today · 4.125%
HK$48,151
baseline
▲ 0.50% · 4.625%
HK$50,689
+HK$2,538/mo
Deposit HK$6.00M · loan HK$9.00M · min. income ≈ HK$96,302/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,908
−HK$3,004/mo
▼ 0.25% · 3.875%
HK$49,398
−HK$1,514/mo
Today · 4.125%
HK$50,912
baseline
▲ 0.50% · 4.625%
HK$54,010
+HK$3,098/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$101,824/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,297
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$54,726
−HK$1,450/mo
Today · 4.125%
HK$56,176
baseline
▲ 0.50% · 4.625%
HK$59,138
+HK$2,962/mo
Deposit HK$4.50M · loan HK$10.50M · min. income ≈ HK$112,352/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,596
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$63,512
−HK$1,946/mo
Today · 4.125%
HK$65,458
baseline
▲ 0.50% · 4.625%
HK$69,441
+HK$3,983/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$130,916/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,525
−HK$3,702/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$1,864/mo
Today · 4.125%
HK$72,227
baseline
▲ 0.50% · 4.625%
HK$76,034
+HK$3,807/mo
Deposit HK$1.50M · loan HK$13.51M · min. income ≈ HK$144,454/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$562,764 · Scale 2, in force from 26 Feb 2026)